Severe weather in April left many people without homes and cars.
If your insurance doesn’t cover all your storm-related vehicle damage, FEMA may be able to provide financial assistance to help fill the gap if you follow these steps:
File a claim with your insurance company if you have a comprehensive policy. This type of policy usually covers storm-related damage to a vehicle.
Apply with FEMA even if you have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may receive help after their claims have been settled.
To be eligible for FEMA assistance, applicants must meet the following conditions:
The vehicle was damaged during the April storms within the disaster-designated area of Kentucky, which includes: Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen, and Woodford counties.
The applicant can provide proof of ownership of the vehicle with valid registration and title.
The vehicle complied with Kentucky’s registration and insurance requirements at the time of the disaster.
The applicant has no other usable vehicle.
Applicants with more than one storm-damaged vehicle must write a statement explaining why the household needs more than one working vehicle.
The statement should include the number of vehicles and an insurance settlement or statement for each vehicle.
Source: WBKO
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